:root{
  --navy:#14207f; --navy-2:#0d1660; --blue:#4774af; --ink:#1b2033; --body:#3d4354;
  --muted:#6a7185; --line:#e3e6ef; --bg:#ffffff; --soft:#f5f6fb; --accent:#f08a24; --accent-2:#d9741a;
  --radius:14px; --shadow:0 10px 30px rgba(20,32,127,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--body);font:16px/1.65 Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{color:var(--ink);font-family:Fraunces,Georgia,serif;line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.6vw,3.1rem)} h2{font-size:clamp(1.5rem,3vw,2rem)} h3{font-size:1.2rem}
a{color:var(--navy)} a:hover{color:var(--accent-2)}
p{margin:0 0 1em}
.wrap{max-width:1080px;margin:0 auto;padding-left:20px;padding-right:20px}
.center{text-align:center}
.muted{color:var(--muted)}
.fine{font-size:.85rem;color:var(--muted)}
.btn{display:inline-block;border-radius:999px;padding:.8em 1.4em;font-weight:600;text-decoration:none;border:2px solid transparent;cursor:pointer;font:600 1rem Inter,system-ui,sans-serif;transition:background .15s,transform .15s}
.btn-accent{background:var(--accent);color:#fff}.btn-accent:hover{background:var(--accent-2);color:#fff;transform:translateY(-1px)}
.btn-ghost{border-color:var(--navy);color:var(--navy);padding:.5em 1.1em}.btn-ghost:hover{background:var(--navy);color:#fff}

/* header */
.topbar{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;gap:20px;min-height:68px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font:600 1.1rem Fraunces,Georgia,serif;white-space:nowrap}
.logo b{color:var(--navy)}
.mark{display:grid;place-items:center;width:34px;height:34px;border-radius:9px;background:var(--navy);color:var(--accent);font:700 1.1rem Fraunces,serif}
#nav{display:flex;gap:4px;margin-left:auto}
#nav a{padding:.45em .7em;border-radius:8px;text-decoration:none;color:var(--body);font-weight:500;font-size:.95rem}
#nav a:hover,#nav a[aria-current=page]{background:var(--soft);color:var(--navy)}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:8px;padding:.4em .8em;font:500 .95rem Inter,sans-serif;color:var(--ink)}

/* hero */
.hero{background:radial-gradient(1200px 400px at 85% -10%,#2a39b8 0,transparent 60%),linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);color:#e8ebff;padding:72px 0 64px}
.hero h1{color:#fff;max-width:760px}
.hero h1 em{color:var(--accent);font-style:normal}
.hero .lede{font-size:1.15rem;max-width:640px;color:#d3d8ff}
.hero .lede:empty{display:none}

main>section,main>article{padding-top:56px;padding-bottom:0}
main>section:last-child,main>article:last-child{padding-bottom:16px}
.two>.lead{padding-top:0}
.prose{max-width:760px}
.prose ul{padding-left:1.2em}.prose li{margin:.3em 0}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.step{background:var(--soft);border-radius:var(--radius);padding:26px}
.num{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:600;margin-bottom:14px}
.step p{margin:0}

/* compare */
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.cmp{width:100%;border-collapse:separate;border-spacing:0;margin-top:18px;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;min-width:520px}
.cmp th,.cmp td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line)}
.cmp thead th{background:var(--soft);color:var(--ink)}
.cmp thead th:nth-child(2){background:var(--navy);color:#fff}
.cmp td:nth-child(2){font-weight:600;color:var(--navy)}
.cmp tbody tr:last-child>*{border-bottom:0}
.cmp tbody th{font-weight:500;color:var(--ink);width:28%}

/* band */
main>section.band{background:var(--soft);padding:52px 0;margin-top:56px}
main>section.band+section{padding-top:56px}
.chips{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:.5em 1em;font-weight:500;color:var(--ink)}

/* lead form */
.lead{padding-left:20px;padding-right:20px}
.lead-card{max-width:720px;margin:0 auto;background:#fff;border:1px solid var(--line);border-top:5px solid var(--accent);border-radius:var(--radius);box-shadow:var(--shadow);padding:32px}
.lead-card form{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:10px}
.lead-card .full{grid-column:1/-1}
.lead-card label{display:flex;flex-direction:column;gap:6px;font-weight:500;color:var(--ink);font-size:.93rem}
.lead-card input,.lead-card textarea{font:inherit;padding:.75em .9em;border:1px solid #cdd2e0;border-radius:10px;background:#fff;color:var(--ink);width:100%}
.lead-card input:focus,.lead-card textarea:focus{outline:3px solid rgba(240,138,36,.3);border-color:var(--accent)}
.opt{color:var(--muted);font-weight:400;display:inline}
.lead-card label.full>.opt{margin-top:-4px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.two{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:start}
.two .lead{padding:0;margin:0}

/* faq */
.faq details{border:1px solid var(--line);border-radius:12px;padding:0 18px;margin:10px 0;background:#fff}
.faq summary{cursor:pointer;padding:16px 0;font-weight:600;color:var(--ink);list-style:none;position:relative;padding-right:28px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:12px;font-size:1.4rem;color:var(--accent)}
.faq details[open] summary::after{content:"–"}

/* blog */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;color:var(--body);background:#fff;transition:box-shadow .15s,transform .15s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px);color:var(--body)}
.card span{margin-top:auto;color:var(--navy);font-weight:600}

/* footer */
.foot{background:var(--ink);color:#c8cbd6;padding:48px 0 26px;margin-top:64px}
.foot a{color:#fff}.foot h4{color:#fff;font-family:Inter,sans-serif;font-size:.95rem;text-transform:uppercase;letter-spacing:.06em}
.foot-grid{display:grid;grid-template-columns:2fr 1.3fr 1.3fr;gap:30px;margin-bottom:24px}
.logo-light{color:#fff}.logo-light b{color:#c9d0ff}
.foot .fine{color:#8e93a6;border-top:1px solid #343a52;padding-top:18px}

@media (max-width:860px){
  .menu-btn{display:block}
  #nav{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;flex-direction:column;padding:10px 16px 16px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  #nav.open{display:flex}
  .hdr-phone{display:none}
  .steps,.cards,.two,.foot-grid{grid-template-columns:1fr}
}
@media (max-width:560px){
  .wrap{padding-left:16px;padding-right:16px}.lead{padding-left:16px;padding-right:16px}
  .hero{padding:48px 0 44px}
  .lead-card{padding:22px}
  .lead-card form{grid-template-columns:1fr}
  .cmp{min-width:0;font-size:.88rem}.cmp th,.cmp td{padding:10px 8px}.cmp tbody th{width:auto}
  main>section,main>article{padding-top:40px}
}